F & I Department
Overview- Our Finance and Insurance office works hard to find you the best rates and terms for your RV purchase. We want you to be able to enjoy your new camper, not be burdened with it, so we will find the best bank for you. We also offer many products for your convenience to help protect your purchase like Insurance, GAP coverage, extended service contracts with 24hr roadside assistance, tire and wheel protection and interior fabric protection. We want to make sure you have the products to protect your new dream vacation home.
Products
Road Sentry- This road hazard tire and wheel protection will save you when you have a flat tire or wheel issue. Road Sentry covers the tires and wheels on new and used RV's against road hazards. A road hazard is a condition on a public highway which should not exist, such as pot holes, metal objects, glass, nails, screws, etc. which may damage, puncture or render a tire or wheel unserviceable. Road Sentry is available for five or seven year terms and coverage begins on the date of purchase. Coverages include...
*If a tire can be repaired, Road Sentry will pay or reimburse for the repair.
*If a tire cannot be repaired, Road Sentry will pay or reimburse for its replacement.
*Road Sentry will pay or reimburse for repair or replacement of a rim or wheel damaged due to the failure of a tire covered under the contract.
*Road Sentry will pay or reimburse for mounting and balancing or replacement tires and wheels.
*Road Sentry will dispatch a roadside service vehicle to help change a flat tire with your inflated spare, or Road Sentry will pay up to $100 for road service related to a covered claim.
*Road Sentry will pay or reimburse all sales taxes and excise taxes associated with covered repairs or replacements.
*If the disablement occurs more than 250 miles from your residence, Road Sentry will pay or reimburse for emergency living expenses for up to three days.
Maxx+Gard Plus- This product will add an extra level of protection to your vehicle's interior. The fabric protection product seals each individual fiber of your vehicle's carpet and fabric upholstery which forms a strong barrier that protects against most oil and water based stains and with the PLUS protection it protects against rips, tears, punctures and burns. The Leather and Vinyl product penetrates deeply into your vehicle's interior leather and vinyl with advanced conditioning formulas that protects against fading and discoloration.
Safe-Gap Total Loss Protection- In the event of RV theft, or an accident that results in a total loss, most insurance companies only reimburse the owner for the market value of the unit. This, along with the deductible, can create a significant gap between what your insurer will pay you and the balance on your loan. Because of common risks associated with theft, collision and natural disaster, the chances of your unit being involved in a total loss are greater than you think. Last year thousands of recreational vehicles were totaled in the United States. With Safe-GAP you can be confident your deficiencies or deductibles will be paid off.
RVAmerica Insurance- At RV America they have tailored their coverage to meet your needs. You won't have to pay more to get more of what you want, because your policy will come with the extras already built in, including...
*Guaranteed total loss replacement- If your RV is destroyed within the first five model years, this coverage will ensure that you get a brand new RV- even if it costs more than you paid for the original unit. And for model years six through the life of the policy, our companies will pay no less than the original purchase price you paid for your RV toward the purchase of a new RV.
*24-hr towing and roadside assistance- No out of pocket payment; just sign and drive and our companies will pay for unlimited expenses to get your rig to the nearest qualified repair facility.
*Agreed Value Coverage- Locks you in to todays value and protects you from depreciation. Especially great fro pre-owned units.
*Replacement of Personal Items- They will automatically cover $2000 of your clothing, cameras, tools, electronics and other personal items in your RV.
*Emergency Vacation Expenses- They will pay for temporary lodging, auto rental and travel expenses if you're involved in an accident while more than 50 miles form home.
*Available 24 hrs a day- 365 days a year.
Extended Service Contract Plus- Through The Route 66 Network- In the event of a breakdown, your extended service contract will pay or reimburse you for the reasonable costs to repair or replace listed parts less the $100 deductible(use a Route 66 Network dealer and reduce your deductible by $66). Parts covered are Suspension Components, Brake Components, Fresh/Waste water system, AC systems, Kitchen Center, LP Gas System, Heating System, Generator System, Crank Systems for Pop-Ups, Seals and Gaskets, 24 hr Roadside Assistance, Trip Interruption and Service calls. There are additional coverages for Deluxe Appliances, Entertainment components, Leveling Systems, Slide-out Rooms, Power Steps and Wear and Tear Coverage. There are limitations, so have our F&I specialist go over the coverage with you.
Amy Parsons is our Professionally Trained Finance and Insurance Administrator. Technically, she has been with us her entire life, but has been working and expanding our F&I Department for the last five years. She will work hard to get you the best possible deals from the banks and our product partners. Give her a call at 304-736-5287 for any questions you may have about your financing or extra coverage on your RV.